Use It or Lose It - HSA & FSA

Every year, you're given a certain number of benefits through your traditional vision insurance policy and any HSA & FSA accounts you have. These benefits rarely carry over to the next year, so it's imperative that you use up the benefits you have left for this year. If you've got any free or very low-cost vision benefits or a HSA & FSA   amount that you haven't used yet, call Warm Springs Optometric Group in Fremont immediately.
 

HSA/FSA and Traditional Vision Benefits Don't Roll Over

Whether you have HSA & FSA account with dollars left in it, or you have a free exam still unused on your traditional insurance, you'll likely lose those once January rolls around. Traditional vision insurance never allows benefits to move from year to year; if you are allotted one free vision exam, for example, then starting in January, you'll be allowed only one free exam for the year -- you won't have two because you didn't use the benefit during the previous year. HSA or FSA  almost never rolls over -- there are situations in which a set amount might roll over, but you can't assume that yours does unless your employer has made it crystal clear -- which means that all that money you have in the account will disappear if you don't use it.
 

If you don't use up your benefits this year but get new ones next year, then why worry? No pun intended but look at it this way. With a HSA & FSA , the money that you socked away in the account is likely not going to stay there. If you want to get your eyes examined in January, you have to contribute to the account again. Why lose that money? Instead, get your eyes checked now and save your next year's benefit for later that year.
 

Contact Our Warm Spring Optometric Group in Fremont, CA!

The year isn't over yet, so call Warm Springs Optometric Group as soon as you can at (510) 490-0287. Have your eyes checked by an optometrist in Fremont now, before everything rolls over.